# Fight Your Health Insurance Denial -- Use AI to Generate Your Health Insurance Appeal > Fight Health Insurance is a generative AI tool to help you fight your health insurance denial. Just take a picture of your denial and it will generate an appeal for you to submit as the first part of the health insurance appeal process. - URL: https://www.fighthealthinsurance.com/ - Site index for agents: https://www.fighthealthinsurance.com/llms.txt [**It's open enrollment:** share your plan's documents with us. Here's how](https://www.fighthealthinsurance.com/share-plan-documents) ### Make your health insurance company cry too # Fight Health Insurance Generate your healthcare claim appeal in minutes with AI. Free for everyone. [Generate an Appeal](https://www.fighthealthinsurance.com/scan) [Explain My Denial](https://www.fighthealthinsurance.com/explain-denial) [AI Chat](https://www.fighthealthinsurance.com/chat) [How to Help](https://www.fighthealthinsurance.com/how-to-help) [Help Improve Our Models](https://www.fighthealthinsurance.com/chooser/) [Professionals](https://www.fighthealthinsurance.com/pro_version) Free for everyone [Featured in Forbes, CBS & more](https://www.fighthealthinsurance.com/media-references) 50-state coverage 10,000+ appeals generated ##### Why Fight Health Insurance? - **Private by default** On-device OCR means you control how your medical info is shared. - **Built for appeals** In-house AI trained on proven appeals & peer-reviewed research. - **Free and transparent** Pay what you can. $0 is 🔥. No dark patterns or hidden fees. - **Fax like the 80s** Submit the appeal yourself for free or we can fax it for a small fee. ##### Pay what you want (optional) Free for everyone and $0 totally fine. If we save you time or money and you want us to keep helping others then toss a few bucks our way. How It Works ###### Upload denial letter Snap a pic or use on-device OCR for privacy. ###### We draft appeals AI creates multiple drafts you can edit. ###### You submit & fight back Guidance + options. Free. Pay if it helps. ## Denials, coverage and costs, by the numbers ### Denial Watch Maps and trends from public records: how often insurers deny claims, how often appeals win, and what care costs. **About 1 in 6 denied** in-network claims on HealthCare.gov plans, by insurers in 2025 [See the numbers on Denial Watch](https://www.fighthealthinsurance.com/denial-watch) ### Open enrollment for 2027 The sign-up dates, what to compare before you pick a plan, and where to get free help. **23.1M marketplace plans** picked for 2026 in open enrollment, counting automatic renewals [Open enrollment dates and what to do](https://www.fighthealthinsurance.com/open-enrollment) ### What health coverage costs in 2027 Premiums and price changes for marketplace, job-based, federal and Medicare coverage. **13% average rise** in benchmark marketplace plan prices for 2027, before premium help [See 2027 prices by kind of coverage](https://www.fighthealthinsurance.com/coverage-costs) ## Which AI writes the best appeal? You decide. In the Appeal Arena you read a few AI drafts for the same made-up denial, pick the one you would send, and call out any that make things up. Your votes help train the selector that picks drafts in the appeal flow. [Step into the Arena](https://www.fighthealthinsurance.com/chooser/) ## Lowering the appeal bar even more Now your AI can talk to our AI. Connect Claude, ChatGPT or another AI assistant to Fight Health Insurance. It can look up your appeal rights, help in your state and our treatment guides, and help you start a free appeal from your chat. No sign-in. [Set up your AI assistant](https://www.fighthealthinsurance.com/ai-assistants) ##### [As Featured In](https://www.fighthealthinsurance.com/media-references) [See all media references →](https://www.fighthealthinsurance.com/media-references) ##### Not ready to appeal yet? Start here. Explore free tools that help you understand your denial — no commitment needed. [###### Understand Your Denial Upload your denial letter and get a plain-English explanation of why your claim was denied and what your options are. Explain my denial →](https://www.fighthealthinsurance.com/explain-denial) [###### Find Your State Resources Every state has agencies that help with insurance disputes. Find free help available in your state. Browse state help →](https://www.fighthealthinsurance.com/state-help/) [###### Understand Your Policy Upload your insurance policy or summary of benefits and get a plain-English breakdown of your coverage, limits, and rights. Analyze my policy →](https://www.fighthealthinsurance.com/understand-policy) [###### Learn the Process Read guides on how to appeal, what to include, and tips from people who have successfully overturned denials. Read the blog →](https://www.fighthealthinsurance.com/blog/) ##### Hear From Our Users "You are like the David in the David v Goliath story. I’m a fan of using AI to fight the injustices of the world." — FHI User "I didn’t know AI could write appeal letters. I’ve spent countless hours on the phone with insurance—only to get denied anyway. This tool is new to me, but it’s already saving time and giving me a real head start. I’m all in." — Jessica Smith, RN. "It saves time, gets more approvals—and pushes back against an intentionally adversarial system." — Dr. Paul Abramson, MD ##### 📢 Tell Your Friends Know someone fighting a health insurance denial? Share this tool and help them fight back! [Share on X](https://twitter.com/intent/tweet?text=I%20just%20found%20this%20free%20AI%20tool%20that%20helps%20you%20fight%20health%20insurance%20denials!%20Check%20it%20out%3A&url=https://www.fighthealthinsurance.com) [Share on Facebook](https://www.facebook.com/sharer/sharer.php?u=https://www.fighthealthinsurance.com) [Share on LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://www.fighthealthinsurance.com&title=Fight%20Health%20Insurance%20-%20Free%20AI%20Appeal%20Generator&summary=I%20just%20found%20this%20free%20AI%20tool%20that%20helps%20you%20fight%20health%20insurance%20denials!) [Share via Email](mailto:?subject=Check%20out%20this%20free%20tool%20to%20fight%20health%20insurance%20denials&body=I%20found%20this%20free%20AI%20tool%20that%20helps%20you%20generate%20appeals%20for%20health%20insurance%20denials.%20Check%20it%20out%3A%20https://www.fighthealthinsurance.com) ##### How to Overturn Your Denial A step-by-step guide to fighting back — and where we help. 1 ###### Gather your documents Collect your denial letter, medical records, and supporting documentation. 2 ###### Scan your denial letter Use [on-device](https://www.fighthealthinsurance.com/scan) or [server-side OCR](https://www.fighthealthinsurance.com/server_side_ocr) to extract the text. 3 ###### Generate your appeal Our AI drafts a comprehensive appeal letter. **This is where we help the most.** 4 ###### Submit and follow up Send it yourself for free, or let us fax it for you.